Net farm income dropped 50 percent from 2013-2016, and it has remained depressed ever since.

These conditions force many family farmers and ranchers to make tough financial decisions that will impact their families, communities, and the entire country.

National Farmers Union compiled the following resources to help farmers through their financial stress.

Resource Center


National Resources

Farm Aid Hotline

If you need to talk to someone directly, Farm Aid is here to listen and connect you to helpful resources in your area. You can call the farmer hotline and speak with the Farm Aid Farm Advocate Jennie and other Farm Aid staffers Monday through Friday from 9:00 a.m. to 5:00 p.m. eastern time.

(800) FARM-AID / (800) 327-6243

National Suicide Hotline

National Suicide Prevention Lifeline: The Lifeline provides 24/7, free and confidential support for people in distress, prevention and crisis resources for you or your loved ones, and best practices for professionals.

(800) 273-TALK / (800) 273-8255

Mediation Resources

FSA Fact Sheets

This FSA fact sheet has up-to-date info explaining mediation programs and listing the state contacts for existing mediation programs.

Disaster Resources

Farmers Legal Action Group

FLAG offers a number of guides and updates about federal risk management and disaster programs that can help protect your farm business against natural disasters. A good place to start is their Farmers’ Guide To Disaster Assistance, written by flag attorneys to explain FEMA assistance, federal crop insurance, USDA’s Non-Insured Crop Disaster Assistance Program and emergency loans from USDA’s Farm Service Agency.

Rural Advancement Foundation International

RAFI-USA has a fantastic set of resources to help you navigate Disaster Programs, including information covering disaster preparedness and disaster recovery.

Specialty Crop Growers

Farmers who grow specialty crops often face a unique set of hurdles in securing crop insurance and risk management tools.

State Resources

Click on your state to learn more

Farm Crisis Toolkits

American family farmers and ranchers are in the midst of a farm crisis, and there is no end in sight. NFU has heard many stories of hardship and stress impacting our members’ communities. In response, we’re highlighting the impact of the declining farm economy on family farmers and ranchers, and we’re providing a resource center for those struggling financially during these tough times.

We could use your help spreading the word.

Tell Us What You're Seeing

American farmers and ranchers have faced a 50 percent decline in net farm income since 2013. National Farmers Union (NFU) has heard many stories of growing hardship and stress impacting our members’ communities over the past two years. Data compiled by the U.S. Department of Agriculture (USDA), Federal Reserve Banks, and academic institutions provide evidence of the hard times farmers and ranchers are facing.
  • Net farm income is forecast to decline by 8.7 percent to $62.3 billion in 2017, the fourth consecutive year of declines.
  • The 2017 debt-to-asset ratio is the highest the agriculture industry has seen in three decades.
  • A recent Kansas City Federal Reserve report shows that farm lending has dropped by 40 percent from a year ago, the largest decline in 20 years.
  • Agricultural lenders are increasing interest and collateral requirements to loan terms due to the heightened risk.
  • Nearly 90 percent of agricultural lenders have seen an overall decline in farm profitability in the last 12 months. Farm debt is forecast to increase by 5.2 percent, while farm asset values are forecast to decline by 1.1 percent in 2017.
  • Financial liquidity measures, including working capital, are forecast to weaken in 2017, as are solvency measures such as the debt-to-asset ratio.
  • Delinquency rates for farm real estate and non-real estate loans are increasing.
  • Farm lending at commercial banks continued to moderate in early 2017. The volume of non-real estate farm loans originated in the first quarter declined 16 percent from 2016, according to the Federal Reserve Bank of Kansas City.
NFU has spent the last two years highlighting the impact the declining farm economy has on family farmers and ranchers. Our organization continues to serve as a strong advocate for programs that aid farmers and ranchers. We have provided written and personal congressional testimony, made annual requests for appropriations, led hundreds of meetings, and requested emergency assistance on numerous occasions. We encourage you to visit to learn more about the work NFU is carrying out on behalf of America’s family farmers and ranchers. To help us better inform decision makers about the need for assistance, we encourage you to share the challenges you’re facing on our website and encourage your neighbors to do so. NFU will continue to make our voices heard and ensure more groups and offices in Washington recognize the problem.

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The key to our success and credibility has been Farmers Union’s grassroots structure in which policy positions are initiated locally. Whether the issue is food safety, dairy, specialty crops, trade or any other item facing America’s family farmers – NFU listens to its members.

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